Main retirement destinations and advice

Since retirement means different things to different people, and everyone has different ideas and priorities about how they want to live during this stage of their life, there is no single ideal retirement destination that suits everyone. However, there are some common factors that most retirees look for in a place they would consider moving, such as abundant and varied recreation, affordable living costs, the availability of high-quality health care facilities, low crime rates, security , community Services. , good weather, beautiful landscapes, adequate transportation facilities, volunteer opportunities and work.

Although Arizona, Florida and Texas remain the most popular option, an increasing number of retirees are opting for colder climates or places where they can experience all seasons. According to surveys, here are some places in the US. UU. That they have become the main destinations for retirement due to excellent medical care, many cultural activities and abundant vegetation or landscapes, among several other desirable factors: Holland, Michigan; Walla Walla, Washington; St. Simons Island, Georgia; Prescott, Arizona; Boulder, Colorado; Pittsburgh, Pennsylvania; San Luis Obispo, California; Williamsburg, Virginia; Boca Raton, Florida; and Ithaca, New York.

If you want a low-cost destination, there are many retirement places that have good amenities and a lovely setting and yet are within your budget. When you move to a place where living costs are lower compared to your current place of residence, you may even be able to get a bigger house that costs less, which will improve your net worth and at the same time allow you to live a Better retired life.

According to leading experts in retirement destinations, some of the best low-cost retirement locations are: the sunny beach of Melbourne, Florida; the arid and beautiful valley of Yucca, California; the rurally fresh Sandpoint, Idaho, near Canada; and Kennebunk, Maine, which has many rocky beaches. Although not all of them can be very cheap, some are quite expensive depending on where they reside today, however, each of them has a common factor: to obtain a good value by living in retirement in these places.

However, many Americans also seek to retire in other countries, such as Costa Rica, Panama, Mexico, Belize, Spain and New Zealand, mainly because living costs are comparatively cheaper, while also wanting to experience a different culture and landscape of what they have always known. In addition, since these places already house a good number of retired Americans, they also have people who belong to the same age and culture group. However, if you choose any of these countries, making new friends and adapting to a different culture is something you should be prepared for. Central American countries are particularly popular among retired Americans because they are only a few hours away from their home country. Here are some tips to keep in mind if you choose to retire abroad:

  • Verify that your medical insurance is in order
  • Get to know the local markets that are cheap.
  • If you do not want the country's citizenship, obtain a tourist visa
  • If you want citizenship, apply before moving

Regardless of where you choose to retire, whether within the country or abroad, here are some things you should consider and do before deciding:

First You must decide if you want to stay somewhere near your current hometown or venture to another place.

Decide what you like. Would you prefer the safe and structured environment of a community of retirees, or would a town or city that has different types of people, with a broader scope in cultural and entertainment activities, be a better option for you?

Find out everything you can about the places you are considering. Visit the Internet and check the magazines and books for information that will be useful.

As you gather more information, start reducing your list of probable locations, to a maximum of four or five, maximum.

Then go out on the road. Go to all the places on your list, stay in each of them for three or four days, to see the general feeling of the location and its environment.

Do not hurry for anything. After all, he is making an important decision about how he will live the rest of his life. So take your time, decide slowly and wisely, and not impulsively.

Then, reduce your list to only two or three locations, and go live in each for approximately two or three weeks. Carefully examine the advantages and disadvantages of each, such as the cost of living, the weather and also the type of neighbors and friends you will have. Meet the real estate agents and verify if the house you are considering is within your budget. There are real estate agents who designate themselves as Senior Real Estate Specialists.

After concentrating on your choice, take a little more time. Get opinions and advice from family and friends. But trust your instincts, as it will ultimately have to be your choice.